The following information is usually required during the loan process:

  • 2 Pay Stubs covering most recent consecutive 30-day pay cycle

  • 2 most recent years W-2 forms and/or 1099 forms (covering all jobs held)

  • 2 Forms of ID - 1 must be a Government Issued Photo ID, and 1 of the following:

    • Social Security Card

    • Current Utility bill with your current address

    • Current Voter Registration Card

    • Military ID

    • Unexpired Passport

  • 2 Months of the  most recent bank or credit union statement(s)- (all pages, even if they are intentionally left blank)

  • 2 most recent years Tax Returns (all pages and schedules)


If you currently own Real Estate you will have to provide additional documents:

  • Mortgage account information (current mortgage statement)

  • Home insurance policy information

  • Most recent property tax statements

  • HOA Statement

For more information, or if you have additional questions, contact one of our mortgage experts.

Call: 832-912-2151